Analisis Legalitas Pemberian Kredit Tanpa Agunan oleh Bank Berdasarkan Uu No 10 Tahun 1998 tentang Perubahan Atas Undang Undang No 7 Tahun 1992 Tentang Perbankan


 Unsecured Credit (KTA), is one of the products financing institutions such as banks. KTA a product that quite widely carried out in addition to people's business loans and leasing. This considered commonly given by banks their debtor customers, analyzing track record making agreement transactions according opportunity. So KITA has until now become fairly legal even shaded BI OJK. However, problem also presents considerable risk with high level bad debt. Many experience crucial problems, carrying this program, which BNI. From problems have occurred, purpose writing article is, legality criminal application or unsecured credit based on provisions law banking. The analysis process literacy studies normative principles. basis research shows providing not fulfilled sharia principles stated 8 Paragraph 1 Law banking, though OJK legalized activities. because high-risk activity.